Terms and Conditions

Please read these Terms and Conditions carefully before using our financial planning services. By accessing our website or using our services, you agree to be bound by these terms.

Effective Date: August 24, 2025

Acceptance of Terms

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please discontinue use of our services immediately.

Use of Our Services

Our financial planning services are subject to the following conditions:

• You must be at least 18 years old and legally capable of entering contracts
• You must provide accurate and complete information during consultations
• You are responsible for implementing any financial planning recommendations
• You must comply with all applicable laws and regulations

User Responsibilities

As a user of our services, you agree to:

• Provide truthful and accurate financial information during consultations
• Keep your account information current and secure
• Use our services only for lawful purposes
• Respect the intellectual property rights of our materials

Prohibited Activities

You may not use our services to:

• Engage in any illegal or fraudulent activities
• Share confidential information with unauthorised parties
• Attempt to gain unauthorised access to our systems
• Reproduce or distribute our proprietary materials without permission
• Use our services to compete with our business

Intellectual Property Rights

All content, materials, and intellectual property on our website and in our services remain the exclusive property of zoramethilquarion. You may not reproduce, distribute, or create derivative works without our written consent.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. Privacy Policy

Service Disclaimers

Our financial planning services are provided for informational and consultation purposes. We do not guarantee specific financial outcomes, and all financial decisions remain your responsibility.

Limitation of Liability

Our liability for any damages arising from our services is limited to the amount you have paid for our services in the 12 months preceding the claim. We shall not be liable for any indirect, incidental, or consequential damages.

Indemnification

You agree to indemnify and hold zoramethilquarion harmless from any claims, damages, or expenses arising from your use of our services or breach of these terms.

Dispute Resolution

We are committed to resolving any disputes fairly and efficiently:

Service Termination

Either party may terminate the service relationship with 30 days written notice. Upon termination, you remain responsible for any outstanding fees and must cease using our proprietary materials.

Governing Law

These terms are governed by the laws of England and Wales. Any legal proceedings shall be conducted in the courts of England and Wales.

Severability

If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms and Conditions, along with our Privacy Policy and Disclaimers, constitute the complete agreement between you and zoramethilquarion regarding our services.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Continued use of our services constitutes acceptance of any modifications.

Contact Information

If you have questions about these Terms and Conditions, please contact us using the information provided on our contact page.